Credit Challenges? No Problem.

Live in Colorado Springs and facing credit challenges? Motor City Auto Credit specializes in car loans for people who have a low credit score. We can usually get you approved for an auto loan within minutes, depending on your credit score and history.

Bring these documents to our dealership and we'll help you get approved for an auto loan today*
  • Your last two pay stubs
  • Proof of Insurance
  • Valid Driver's License or ID Cards for all Applicants
  • Copy of lease/contract if renting
  • Copy of Current Utility Bill, Cable Bill or Phone Bill

Did You Know?
  • Installment loans, including auto loans, are the fastest way to improve your credit
  • We have programs that lower your interest rates as you make your payments on time
  • We offer programs that require little to no money down
  • Our finance partners report your payment history to all three credit bureaus.
This is Why We're Your Strong and Reliable partner in Re-Establishing Your Credit:
  • We work with more than 50 lenders, with 15 of them that specialize in helping people less than perfect credit
  • We have financing options for people in almost every credit situation; such as discharged and open bankruptcies, tax ID number status, divorce, first time buyers, repossessions, and more
  • Because we send so many contracts to our lenders we can frequently get you better rates, lower payments and more beneficial terms - for you!
  • We have a friendly, trained, and experienced finance staff working to find you the best payment possible that's right for you.
  • We have special programs for trucks and import vehicles. Ask about them!
If you're looking to buy or lease a new Toyota in Colorado Springs then check out our new cars for sale and our new lease specials. Or if a used vehicle is more what you're looking for than check out our used cars for sale in Colorado Springs here.

Our staff is full of experienced credit specialists who can help you whatever your credit history. You can get Pre-Approved online here now or call us at (719) 722-3036. 

Contact Motor City Auto Credit


  • Monday 8:00AM - 8:00PM
  • Tuesday 8:00AM - 8:00PM
  • Wednesday 8:00AM - 8:00PM
  • Thursday 8:00AM - 8:00PM
  • Friday 8:00AM - 8:00PM
  • Saturday 8:00AM - 8:00PM
  • Sunday Closed
*Proof of income for ALL applicants: (Bring all that apply - 2 months pay stubs, SSI Award letters, Disability Awards, L.ES., Retirement Plans, W2's, SelfEmployed - 1099s, 3 months most recent bank statements, and/or tax returns for last two years)
*All financing offers are on approved credit. 

Nosotros haremos nuestro mejor esfuerzo para encontrarle un vendedor que hable en Español. Sin embargo, todos los documentos de nuestras transacciones serán primordialmente en Inglés.